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Blackrock Benefits Blog

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The rising cost of healthcare — and the pressures associated with pushing more of the cost onto employees — is causing a shift to self-insurance among employers.  According to a new survey out by Arthur J. Gallagher & Co., an Itasca, Illinois-based insurance brokerage firm, 54% of 3,000 U. READ MORE >>

Utah Insurance Solutions appreciates the undertaking of a new venture, and knows it has its difficulties and pressures, but we make sure entrepreneurs don’t have to add insurance to that list of worries. READ MORE >>

Change How You Think! Some business owners and individuals look at the future and want more. They see the roadblocks, the challenges, the opportunities, and put plans in place to do their best. The desire is to get better and move the company forward. They are fully aware of how difficult it will be. READ MORE >>

What is an Independent Insurance Broker? Most buyers realize that an insurance Broker can be a great resource when they are shopping for the right insurance coverage as well as when they encounter an insurable event. What many customers don’t recognize is that there are two distinct types of agents; captive and independent agents and/or Brokers. READ MORE >>

In more than 10 years of working with companies, there is one thing I’ve learned above everything else: Human Resources (HR) is incredibly complex. For starters, there are dozens of state and federal agencies tasked with enforcing hundreds of employment-related laws that organizations must follow. READ MORE >>

Employers that are growing up, and are in the awkward teenage years, are about to get a big surprise, and not the good kind. When a company first opens, they are excited when they first implement their benefit plans for their handful of employees. They offer one or two medical plans, perhaps some dental and vision, and a small life insurance policy. READ MORE >>

The Affordable Care Act (ACA) has already changed the health insurance landscape in the United States. In 2014, the health insurance landscape will continue to shift when several of the ACA’s provisions are implemented. The ACA’s community rating rules are one of the key provisions that will be implemented in 2014. READ MORE >>

You Can Still Purchase a New Health Plan for a Very Limited Time Did you miss “Open Enrollment” for the Affordable Care Act?  If so, you may still have time to sign-up for a health insurance plan.  Some of the carriers in Utah are allowing individual to sign-up for a few more days, you must act fast. READ MORE >>

Issue Number:    HC-TT- 2014-06 Inside This Issue Four Tax Facts about the Health Care Law for Individuals This article is from the IRS website, and provides helpful tips on Affordable Care Act.  When you read the article notice how the word "may" is used.  READ MORE >>

Even though Affordable Care Act (ACA) implementation has been bumpy, it will continue — and 2014 will prove to be a pivotal year. Much of the law’s major provisions take effect next year, and yes, there are likely to be more delays or problems. READ MORE >>

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