Utah Home Owner’s Insurance
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Utah Home Owner’s Insurance
Finding low cost home owners insurance in Utah does not have to be difficult. At Utah Insurance Solutions you can fill out one form to get a low rate quote on your Utah home insurance. Since we’re Utah #1 insurance broker we give you quotes from every major carrier to ensure you getting the very best rates available. Rest assured knowing our team of Utah licensed insurance consultants are standing by to give you top notch advice on your Utah home owner’s insurance policy!
The average Utah homeowner insurance rate in January 2010 was $462.00. It appears that rates have increased since December 2009 when average rates in Utah were around $399.00. Get a quote now and lock-in your Utah home owner’s insurance rates!
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When choosing a Utah homeowners insurance policy be sure you are still getting the coverage you need for your home and family. Standard Utah home insurance coverage should include the following coverage:
A. Dwelling: A standard Utah homeowners insurance policy should include enough dwelling coverage to pay for the replacement or repair of your home when and if it is damaged in a covered peril
B. Other Structures: Other structures such as detached garages or sheds would also be covered under a standard Utah home insurance policy
C. Contents/Personal Property: A Utah home insurance policy will also typically provide coverage for the contents of your home including furniture, electronics, clothing and other personal belongings.
D. Loss of Use: If your Utah home is damaged in a covered peril, ‘Loss of Use’ coverage pays for alternative accommodations and living expenses while you are unable to live in your home.
E. Personal Liability Protection: In Utah, your standard homeowners insurance policy will typically provide financial protection in the event of a lawsuit where you have caused damage or bodily harm to another person or their personal property.
F. Medical Payments: Medical Payments coverage, or Utah MedPay, offers reimbursement for medical bills if someone other than you or a family member is injured on your property and a lawsuit is not involved.
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